Welcome to Loanlyx a friendly and informative space created by me Angelica Montgomery where we break down the often confusing world of personal finance budgeting and loans. Whether you are navigating the ins and outs of managing debt saving for your dream home or simply looking to improve your financial literacy you have come to the right place. Our goal here is to provide you with relatable advice tips and strategies that empower you to take control of your financial journey so you can make informed decisions and achieve your financial goals with confidence. Let’s embark on this journey together and unlock the keys to better financial health one post at a time.
3 December 2025
Strategies for Saving Money on Living Expenses
Let’s be honest—living expenses can eat up a huge chunk of your income. Rent or mortgage, utilities, food, transportation… it all adds up quicker than we’d like. If your checking account...
2 December 2025
Laddering Annuities for a Flexible Retirement Income Stream
Retirement planning is like a game of Jenga—pull out the wrong piece, and everything comes crashing down. But what if I told you there’s a strategy that helps you stack your financial blocks...
1 December 2025
How to Budget for Periodic Expenses like Holidays and Birthdays
We’ve all been there—December rolls around, and suddenly, you’re scrambling to afford holiday gifts, decorations, and all the festive goodness. Then, just as you recover, BAM! Another...
30 November 2025
Why You Should Regularly Reevaluate Your Savings Progress
When was the last time you took a good, hard look at your savings? No, not just glancing at your bank app to see if your balance went up a bit—I`m talking about a full-on check-in with your...
29 November 2025
Myths and Realities of Asset Protection: Separating Fact from Fiction
Let’s be honest — “asset protection” probably sounds like one of those complex financial buzzwords that only lawyers and the ultra-wealthy toss around. But here’s the thing: asset...
28 November 2025
The Truth About Payday Loans and How to Avoid Them
Let’s face it—we’ve all had those months where our paycheck runs out before the month does. The car breaks down, a surprise medical bill lands in your lap, or your kid suddenly needs money...
27 November 2025
Mastering Your Side Gig: Building a Personal Brand for Extra Income
So, you`ve started a side gig. Maybe you`re freelancing, selling handmade goods, or running a coaching service on the weekends. Whatever it is, you`re investing your time and energy with the goal...
26 November 2025
What You Need to Know About Qualified vs. Non-Qualified Annuities
When you’re trying to lock down your retirement strategy, annuities can be like that mysterious puzzle piece sitting in the corner of the board—important, but kind of confusing. If terms like �...
25 November 2025
How to Maximize Travel with Credit Card Reward Points
Let’s get one thing straight — if you`re still paying full price for flights, hotels, or rental cars, you`re doing it wrong. Like, 2008 kind of wrong. In the glorious age of travel hacks and...