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Page 3. Money Talks: Your Friendly Guide to Financial Freedom

Welcome to Loanlyx a friendly and informative space created by me Angelica Montgomery where we break down the often confusing world of personal finance budgeting and loans. Whether you are navigating the ins and outs of managing debt saving for your dream home or simply looking to improve your financial literacy you have come to the right place. Our goal here is to provide you with relatable advice tips and strategies that empower you to take control of your financial journey so you can make informed decisions and achieve your financial goals with confidence. Let’s embark on this journey together and unlock the keys to better financial health one post at a time.


Strategies for Saving Money on Living Expenses

3 December 2025

Strategies for Saving Money on Living Expenses

Let’s be honest—living expenses can eat up a huge chunk of your income. Rent or mortgage, utilities, food, transportation… it all adds up quicker than we’d like. If your checking account...

Laddering Annuities for a Flexible Retirement Income Stream

2 December 2025

Laddering Annuities for a Flexible Retirement Income Stream

Retirement planning is like a game of Jenga—pull out the wrong piece, and everything comes crashing down. But what if I told you there’s a strategy that helps you stack your financial blocks...

How to Budget for Periodic Expenses like Holidays and Birthdays

1 December 2025

How to Budget for Periodic Expenses like Holidays and Birthdays

We’ve all been there—December rolls around, and suddenly, you’re scrambling to afford holiday gifts, decorations, and all the festive goodness. Then, just as you recover, BAM! Another...

Why You Should Regularly Reevaluate Your Savings Progress

30 November 2025

Why You Should Regularly Reevaluate Your Savings Progress

When was the last time you took a good, hard look at your savings? No, not just glancing at your bank app to see if your balance went up a bit—I`m talking about a full-on check-in with your...

Myths and Realities of Asset Protection: Separating Fact from Fiction

29 November 2025

Myths and Realities of Asset Protection: Separating Fact from Fiction

Let’s be honest — “asset protection” probably sounds like one of those complex financial buzzwords that only lawyers and the ultra-wealthy toss around. But here’s the thing: asset...

The Truth About Payday Loans and How to Avoid Them

28 November 2025

The Truth About Payday Loans and How to Avoid Them

Let’s face it—we’ve all had those months where our paycheck runs out before the month does. The car breaks down, a surprise medical bill lands in your lap, or your kid suddenly needs money...

Mastering Your Side Gig: Building a Personal Brand for Extra Income

27 November 2025

Mastering Your Side Gig: Building a Personal Brand for Extra Income

So, you`ve started a side gig. Maybe you`re freelancing, selling handmade goods, or running a coaching service on the weekends. Whatever it is, you`re investing your time and energy with the goal...

What You Need to Know About Qualified vs. Non-Qualified Annuities

26 November 2025

What You Need to Know About Qualified vs. Non-Qualified Annuities

When you’re trying to lock down your retirement strategy, annuities can be like that mysterious puzzle piece sitting in the corner of the board—important, but kind of confusing. If terms like �...

How to Maximize Travel with Credit Card Reward Points

25 November 2025

How to Maximize Travel with Credit Card Reward Points

Let’s get one thing straight — if you`re still paying full price for flights, hotels, or rental cars, you`re doing it wrong. Like, 2008 kind of wrong. In the glorious age of travel hacks and...

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Founded by: Angelica Montgomery

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