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Money Talks: Your Friendly Guide to Financial Freedom

Welcome to Loanlyx a friendly and informative space created by me Angelica Montgomery where we break down the often confusing world of personal finance budgeting and loans. Whether you are navigating the ins and outs of managing debt saving for your dream home or simply looking to improve your financial literacy you have come to the right place. Our goal here is to provide you with relatable advice tips and strategies that empower you to take control of your financial journey so you can make informed decisions and achieve your financial goals with confidence. Let’s embark on this journey together and unlock the keys to better financial health one post at a time.


Managing Market Volatility with Defensive ETFs

2 February 2026

Managing Market Volatility with Defensive ETFs

Investing can feel like riding a roller coaster—thrilling highs followed by stomach-churning drops. One day you`re celebrating gains, and the next, you`re questioning your entire portfolio....

The Benefits of Investing in Multi-Cap Mutual Funds

1 February 2026

The Benefits of Investing in Multi-Cap Mutual Funds

Have you ever felt overwhelmed by all the different types of mutual funds out there? Large-cap, mid-cap, small-cap… it’s like walking into an ice cream shop with too many flavors and not...

Navigating Market Volatility with Mutual Fund Investments

31 January 2026

Navigating Market Volatility with Mutual Fund Investments

Market volatility is a reality every investor must face. One day, the markets are soaring; the next, they take a nosedive. It’s enough to make even the most seasoned investors nervous. But here�...

The Risks of Co-Signing Loans for Your FICO Score

30 January 2026

The Risks of Co-Signing Loans for Your FICO Score

Alright, so your cousin Jimmy or BFF Sarah just asked you to co-sign a loan. Seems harmless, right? They’re family. Friends. Practically saints compared to your ex who borrowed your lawnmower and...

How to Use Balance Transfers to Your Advantage in Debt Reduction

29 January 2026

How to Use Balance Transfers to Your Advantage in Debt Reduction

If you`re drowning in credit card debt and feel like you`re just spinning your wheels trying to get ahead, you’re not alone. High-interest rates can make it seem impossible to make a dent in your...

How to Prioritize Debt Repayments on Multiple Loans

28 January 2026

How to Prioritize Debt Repayments on Multiple Loans

Let’s be real—debt can feel like a monster with multiple heads. Credit cards, car loans, personal loans, student loans… they all add up and scream for your attention. You’re juggling...

How to Survive the Stress of Heavy Debt

27 January 2026

How to Survive the Stress of Heavy Debt

Let’s face it—debt is one of those heavy words that make your stomach churn the moment it crosses your mind. If you`ve ever felt like you`re drowning in a sea of bills, creditors, and due dates...

How to Plan for Financial Independence without Sacrificing Enjoyment

26 January 2026

How to Plan for Financial Independence without Sacrificing Enjoyment

Let’s be real—when most people hear the phrase “financial independence,” they instantly picture penny-pinching, skipping lattes, saying no to dinners out, and a life devoid of fun. But what...

The Psychology Behind Budgeting: Building Better Money Habits

25 January 2026

The Psychology Behind Budgeting: Building Better Money Habits

Let’s talk about money. Not the glamorous, rain-of-cash kind of money talk — I’m talking the down-to-earth, everyday dollars-and-cents decisions we make, like whether to splurge on that neon...

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Founded by: Angelica Montgomery

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