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Money Talks: Your Friendly Guide to Financial Freedom

Welcome to Loanlyx a friendly and informative space created by me Angelica Montgomery where we break down the often confusing world of personal finance budgeting and loans. Whether you are navigating the ins and outs of managing debt saving for your dream home or simply looking to improve your financial literacy you have come to the right place. Our goal here is to provide you with relatable advice tips and strategies that empower you to take control of your financial journey so you can make informed decisions and achieve your financial goals with confidence. Let’s embark on this journey together and unlock the keys to better financial health one post at a time.


How to Rebuild Credit After a Debt Settlement

17 June 2025

How to Rebuild Credit After a Debt Settlement

So, you`ve just settled your debts. First of all—congratulations! That’s a big step toward financial freedom. But now comes the question: how can you rebuild your credit after a debt settlement...

The Importance of Tracking Error in ETFs

16 June 2025

The Importance of Tracking Error in ETFs

Exchange-Traded Funds (ETFs) have revolutionized investing with their low costs, diversification, and liquidity. But if you’ve ever invested in an ETF, you might have noticed something...

The Rise of Thematic ETFs: What’s Driving the Trend?

15 June 2025

The Rise of Thematic ETFs: What’s Driving the Trend?

Let’s face it — the world of investing used to be a bit boring. Mutual funds, index funds, bonds... yawn. But over the past few years, something exciting has shaken up the investing world:...

Mastering Cash Flow Management to Meet Your Financial Objectives

14 June 2025

Mastering Cash Flow Management to Meet Your Financial Objectives

Ah, money. It comes in, it goes out… sometimes a little too quickly, right? Managing cash flow can feel like trying to hold water in your hands. But here’s the deal — if you’re aiming to...

How to Avoid Debt Traps in a Consumer-Driven Society

13 June 2025

How to Avoid Debt Traps in a Consumer-Driven Society

Let’s be honest—it feels like everywhere you turn, someone’s trying to sell you something. From that shiny new phone upgrade every year to the constant “limited-time” sales popping up on...

Understanding the Tax Efficiency of ETFs

12 June 2025

Understanding the Tax Efficiency of ETFs

Alright, grab your coffee and settle in—because we’re about to spill the financial tea on ETFs and their oh-so-glorious tax efficiency. If you`ve ever stared at your yearly tax statement...

Proven Strategies to Tackle Credit Card Debt

11 June 2025

Proven Strategies to Tackle Credit Card Debt

Credit card debt can creep up on you like a slow leak in a tire—you don’t notice it at first, but before you know it, your finances are flat. If you`re staring at your monthly statements...

Is Now the Right Time to Invest in Long-Term Government Bonds?

10 June 2025

Is Now the Right Time to Invest in Long-Term Government Bonds?

Alright, so here’s the million-dollar question— is now the right time to invest in long-term government bonds? It sounds like one of those questions your finance-savvy uncle might bring up...

Deadlines and Budgets: How to Manage Monthly Expenses on Time

9 June 2025

Deadlines and Budgets: How to Manage Monthly Expenses on Time

Let’s be honest—keeping up with your monthly expenses can sometimes feel like trying to juggle flaming swords while blindfolded. Between rent or mortgage payments, utility bills, groceries, and...

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Founded by: Angelica Montgomery

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