Welcome to Loanlyx a friendly and informative space created by me Angelica Montgomery where we break down the often confusing world of personal finance budgeting and loans. Whether you are navigating the ins and outs of managing debt saving for your dream home or simply looking to improve your financial literacy you have come to the right place. Our goal here is to provide you with relatable advice tips and strategies that empower you to take control of your financial journey so you can make informed decisions and achieve your financial goals with confidence. Let’s embark on this journey together and unlock the keys to better financial health one post at a time.
3 November 2025
Understanding the Fine Print: Maximizing Your Credit Card Rewards
Credit cards have become a staple of modern financial life. They’re convenient, secure, and—when used wisely—can unlock a treasure trove of rewards. But here`s the kicker: most people leave...
2 November 2025
Consulting as a Side Hustle: How to Leverage Your Expertise
In today`s fast-paced world, having a single source of income is no longer enough for many people. Whether you`re looking to grow your income, gain more professional experience, or simply share...
1 November 2025
The Role of Minimalism in Accelerating Your Savings Goals
Let’s get real — saving money can feel like an uphill battle. You cut coupons, skip lattes, maybe even cancel that one random streaming service, but somehow… your savings still don’t grow...
31 October 2025
How to Create a Simple Budget You Can Actually Follow
Let’s talk money for a minute. Not the kind that floats through your dreams when you think about hitting the lottery, but the real stuff — your paycheck, bills, rent, and all those...
30 October 2025
The Role of ETFs in Modern Portfolio Theory
Exchange-Traded Funds (ETFs) have exploded in popularity over the past couple of decades. But here`s the burning question — why are more investors choosing ETFs to build their portfolios? If you�...
29 October 2025
The Role of Asset Allocation in Mutual Fund Investing
Okay, let’s break this down. Imagine you’re whipping up a delicious pizza 🍕. You don’t just load the crust with cheese, do you? (Well, unless you’re my cousin Steve who believes cheese...
28 October 2025
Reinvesting Dividends: Compounding on Top of Compounding
Investing in dividend-paying stocks is one of the smartest ways to build long-term wealth. But what if I told you there’s a way to supercharge your returns without adding a single extra dollar...
27 October 2025
How to Earn Credit Card Rewards on Subscription Services
Let’s be real—subscription services are the peanut butter to our digital jelly these days. From binge-worthy Netflix marathons to that unmissable Spotify playlist, we`re all in on the monthly...
26 October 2025
The Legal Structure Behind Annuities: What Does It Mean for Your Protection?
Let’s be honest—annuities can sound a bit intimidating, can’t they? You might’ve heard about them through your financial advisor, in retirement planning conversations, or even on late-night...