Welcome to Loanlyx a friendly and informative space created by me Angelica Montgomery where we break down the often confusing world of personal finance budgeting and loans. Whether you are navigating the ins and outs of managing debt saving for your dream home or simply looking to improve your financial literacy you have come to the right place. Our goal here is to provide you with relatable advice tips and strategies that empower you to take control of your financial journey so you can make informed decisions and achieve your financial goals with confidence. Let’s embark on this journey together and unlock the keys to better financial health one post at a time.
29 July 2025
The Effect of Student Loans on Your FICO Score
Student loans can feel like a necessary evil—an investment in your future but also a financial burden. If you`re one of the millions carrying student debt, you might wonder how it impacts your...
28 July 2025
Easy Ways to Lower Your Monthly Utility Bills
Let’s face it—monthly utility bills can be a real pain. You open that envelope (or check online) and feel your stomach drop. `How did my bill get so high again?` If that sounds familiar, don`t...
27 July 2025
The Impact of Interest Rates on Debt Mutual Funds
Investing can feel like riding a roller coaster, especially when markets are shaky and you`re trying to make sense of what’s moving your money. If you`re investing in debt mutual funds or...
26 July 2025
Saving vs. Investing: How Compound Interest Tips the Balance
Alright, let’s start with a question – do you want your money to sit pretty or hustle hard? We all know we should be doing something with our money, but the constant back-and-forth between...
25 July 2025
Selling Handmade Goods? How to Turn Your Crafts into Income
Have you ever caught yourself daydreaming about turning your love for crafting into a real source of income? Maybe you`ve been crocheting cute little animals, making personalized candles, or...
24 July 2025
Side Hustles That Don’t Require a Huge Time Commitment
Let’s face it—everyone seems to have some sort of side hustle these days. You can’t scroll through your feed without seeing Janet from high school flashing her “flexible income” from...
23 July 2025
How to Maximize Your Retirement Income with Annuities
Let’s face it—retirement planning can feel like trying to hit a moving target in a windstorm. You’re juggling Social Security, 401(k)s, IRAs, maybe even a pension if you’re lucky. And then...
22 July 2025
How to Make Saving for Retirement a Priority at Any Age
Retirement might seem like a far-off dream when you`re in your 20s or 30s, but trust me—time flies. One day, you`re grinding away at your 9-to-5, and the next, you`re wondering if Social Security...
21 July 2025
How to Maximize Your Profits with Compound Interest
Ah, compound interest — the magical force that Albert Einstein supposedly dubbed the `eighth wonder of the world.` Whether he actually said that or not is still up for debate, but hey, the...